There was a time when fine jewelry was reserved for those willing to spend a fortune. However, with the rise of direct-to-consumer brands, exquisite jewelry is now more accessible than ever. Whether you’re searching for an elegant gold necklace, diamond-studded earrings, or a meaningful gift, these brands prove that luxury can come at a reasonable price.

From understated classics to bold statement pieces, here are eight brands that offer high-quality fine jewelry without the extravagant price tag. Whether you’re treating yourself or surprising a loved one, these selections promise lasting beauty and value.

Fine Jewelry Under $200

If you’re on a budget but still want elegant jewelry, these brands deliver stunning options under $200.

For those who love contemporary statement pieces, this Canadian jewelry brand specializes in gold-plated designs that effortlessly transition from day to night. Standout pieces like the signature collar necklace and sculptural hoop earrings add a sophisticated touch to any outfit.

New York-based jewelry designer Laura Lombardi is known for fusing classic aesthetics with a modern edge. The brand’s iconic Greca earrings, inspired by bold architectural forms, provide the perfect balance between sophistication and contemporary style—ideal for elevating an evening look.

Korean jewelry brand Numbering offers an array of delicate yet versatile designs that blend seamlessly into your daily collection. With timeless pieces like oversized gold hoops and Cuban-link chains, this brand is a go-to for effortless elegance, making it a must-shop option during the gifting season.

Fine Jewelry Under $500

With a slightly higher budget, you can invest in demi-fine jewelry that boasts both quality and longevity.

Loved by celebrities and fashion insiders alike, Jennifer Fisher is renowned for her luxurious yet wearable designs. While the brand offers a range of price points, its under-$500 collection includes both gold-plated and demi-fine options, ensuring you can find a piece that suits your style and budget.

Founded with a focus on craftsmanship and sustainability, White/Space offers beautifully curated pieces designed to stand the test of time. If you’re a fan of pearls, consider the Pila Pearl earrings or the Baby Baroque Pendant, both of which exude understated elegance. Alternatively, the Vita hoops present a sleek and modern alternative to traditional hoops.

Brooklyn-based Pamela Love infuses storytelling into every design. With inspiration drawn from astrology, travel, and nature, the brand’s creations stand out for their meaningful details. Many pieces are crafted from 14k recycled gold, adding an ethical component to their timeless appeal. Keep an eye out for their latest collaborations, which always bring fresh and exciting designs.

Fine Jewelry Under $2,000

For those willing to invest a little more, these brands offer luxurious pieces that make for unforgettable milestone gifts.

If you’ve come across Kinn Studios on social media, you’ve likely noticed its refined yet contemporary aesthetic. The brand delivers timeless designs perfect for everyday wear, such as the Theresa Marquise Diamond ring. With a bold gold band and a striking marquise-shaped diamond, this piece blends classic and modern elements seamlessly.

For those who prioritize ethical sourcing, New York-based Bondeye Jewelry crafts stunning designs using 14k recycled gold and responsibly mined gemstones. Whether you prefer subtle elegance or bold statements, their collection offers versatile pieces suited for any occasion.

Final Thoughts

Investing in fine jewelry doesn’t have to mean breaking the bank. These brands provide high-quality, beautifully designed pieces that cater to different budgets while maintaining craftsmanship and elegance. Whether you’re shopping for a special gift or adding a timeless piece to your collection, these brands ensure that sophistication and affordability go hand in hand.